Compliance & Security

How SamaPay handles risk and keeps you in good standing.

Operating in The Gambia requires strict adherence to Central Bank regulations. We automate this complex layer so you don't have to.

Security Standards

  • TLS 1.3: All traffic is encrypted in transit using the latest security protocols.
  • HMAC Signatures: Every server-to-server communication is cryptographically verified.
  • Audit Logging: Full history of every state change in your merchant profile.

KYC Requirements

Depending on your business volume, we require incremental documentation:

  1. Starter (up to 50k GMD/mo): Phone verification + Gov ID.
  2. Growth (up to 500k GMD/mo): TIN Certificate + Business Registration.
  3. Enterprise (Unlimited): Full board resolution and certified AML officer.
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TechHive SamaPay Docs
Last updated Mar 2026