Payment Flows
Understanding how money moves through the SamaPay ecosystem.
SamaPay supports multiple payment flows tailored for different business needs in The Gambia.
Supported Methods
- Wave Mobile: The primary wallet for high-frequency transactions.
- Local Bank Transfer: Ideal for B2B and higher-value settlements.
Always use the Hosted Checkout Session if you want to support both methods with a single integration.
Transaction Lifecycle
- PENDING: The session is created but user hasn't authorized funds.
- PROCESSING: User has initiated payment on their device.
- COMPLETED: Funds are secured and settlement is scheduled.
- FAILED: Transaction was declined or timed out.